Legal scope for India access
Our legal terms apply to your account, wallet records, identity checks, payment references, privacy choices, and use of the site from India. We do not treat access as universal; if your location, age status, or local rules make use unavailable, you should not open or continue
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an account. Records linked to UPI, Paytm, and PhonePe may be kept where needed for verification, dispute handling, fraud checks, tax or accounting duties, and lawful requests. We aim to keep the terms clear, but the final effect of any clause can depend on local law,
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device location, account history, and documents you provide. If any part feels unclear, contact us before you rely on it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.